Health & Dental Plan Highlights
Flexibility and affordability
The BCTF Advantage Health and Dental Plan enables you to build the health and dental plan that best suits you and your family’s individual needs and budget. Having several options lets you design a plan that’s right for you!
No waiting period
Unlike many other plans, the BCTF Advantage Health and Dental Plan has no waiting period before claims can be made or paid.
No deductibles or co-payments on Extended Health Care coverage
There is no need to co-payment or deductible on most of the components of this Extended Health Care plan!
Fast, convenient claims submission
Your "Pay Direct Card" gives you added convenience. There’s no need to fill out lengthy forms – most prescription drug and dental claims can be processed for you electronically; keeping dollars in your pocket!
Laser vision coverage
Included as part of the overall vision benefits in your primary Extended Health Care coverage. Also includes eyeglass repair warranty.
Guaranteed acceptance in many cases
The majority of Drug and Dental options can be added onto your primary Extended Health Care coverage without medical underwriting Your acceptance is guaranteed!
Increased level of coverage
As a valuable extra benefit this program increases your benefits automatically on the anniversary of joining the plan.
Special rates
You can take advantage of reduced rates for couples and even greater savings for families with 2 children or more. What’s more, by adding drug and dental benefits to your base Extended Health Care coverage you save even more!
Enhanced coverage for seniors
Over 65? the BCTF Advantage Health and Dental Plan offers increased coverage in the areas you may need it most.
DrugCheck™ prescription service
Safeguards the health of both you and your family by alerting pharmacists to potentially dangerous prescription drug interactions.
Special tax advantages
Your premiums may be tax deductible if you own your own business or are self-employed.
Convenient payment options
Credit card or Pre-Authorized Collection (PAC).
Security
The BCTF Advantage Health and Dental Plan is underwritten by The Manufacturers Life Insurance Company (Manulife Financial), a company that has been earning the trust of Canadians for more than 110 years.
Complete confidence
Because these Plans are endorsed by the BCTF, you can be confident that it’s coverage has been carefully selected with your needs in mind.
